Jefferson Financial Credit Union
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Savings | Certificates

The following dividend rates are prospective rates for the month of May 2008. All rates subject to change without notice.

 

Savings Minimum Balance Dividend Rate APY* Term**
Share Savings $25 ($200 to earn dividend rate) 0.990 1.000 n/a
Christmas Club Savings $0 ($200 to earn dividend rate) 0.990 1.000 12
IRA Shares $0 1.98 2.00 n/a
Checking Accounts $0 ($500 to earn dividend rate) 0.500 0.500 n/a

 

*APY=Annual Percentage Yield. The above rates are variable and the rates may change after the account is opened.
**The following rates are in terms of months.
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The following dividend rates are accurate as of May 2008. All rates subject to change without notice.

 

Certificates Minimum Balance

Dividend Rate

APY* Term**
6 Month Certificate $1000 to $9999 2.96 3.00  6
12 Month Certificate $1000 to $9999 3.01 3.05 12
24 Month Certificate $1000 to $9999 3.06 3.10 24
36 Month Certificate $1000 to $9999 3.11 3.15 36
48 Month Certificate   $1000 to $9999 3.15 3.20 48
60 Month Certificate $1000 to $9999 3.20 3.25 60
6 Month IRA Certificate $1000 to $9999 2.96 3.00 6
12 Month IRA Certificate $1000 to $9999 3.01 3.05 12
24 Month IRA Certificate $1000 to $9999 3.06 3.10 24
36 Month IRA Certificate $1000 to $9999 3.11 3.15 36
48 Month IRA Certificate $1000 to $9999 3.15 3.20 48
60 Month IRA Certificate $1000 to $9999 3.20 3.25 60

 

Certificates

Minimum Balance Dividend Rate APY* Term**

6 Month Certificate

$10000 3.69 3.75 6

12 Month Certificate 

$10000 3.74 3.80 12

24 Month Certificate

$10000 3.78 3.85 24

36 Month Certificate

$10000 3.93 4.00 36

48 Month Certificate  

$10000 4.22 4.30 48

60 Month Certificate

$10000 4.41 4.50 60

6 Month IRA Certificate 

$10000 3.69 3.75 6

12 Month IRA Certificate 

$10000 3.74 3.80 12

24 Month IRA Certificate 

$10000 3.78 3.85 24

36 Month IRA Certificate 

$10000 3.93 4.00 36

48 Month IRA Certificate 

$10000 4.22 4.30 48
60 Month IRA Certificate $10000 4.41 4.50 60

*APY=Annual Percentage Yield. Early withdrawal penalties may apply. Penalty fees may reduce earnings.
**The following rates are in terms of months.
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